Houston disability attorney Marc Whitehead points to a recent Senate hearing that addresses deceptive practices by insurance companies and laws that make it easy for them to reject disability claims. Whitehead says that anyone who’s had a claim rejected will agree with what was discussed, and is available for consultation on these issues.
Houston, TX (Vocus/PRWEB) March 01, 2011
A recent Senate hearing addressed the deceptive practices that have been used by long-term disability insurance companies, and regulations put in place by the Employee Retirement Income Security Act (ERISA). Marc Whitehead, a Houston disability attorney who heads Marc Whitehead & Associates, Attorneys at Law, LLP, has reviewed the Senate hearing and is now available for complimentary consults with lawyers and other professionals regarding the issues that were brought up. Whitehead will also guide them on how to approach these matters from a legal perspective.
Whitehead is also available to provide free consults to individuals who are in the process of battling their insurance company. The law is tailored to favor companies that provide long-term disability benefits, rather than the person issuing the claim. Therefore, an attorney with deep experience and advanced training is needed to recognize a complex set of tactics that insurance companies use as loopholes to deny policyholders their claims.
“The Senate hearing on long-term disability insurance addresses a major issue that has permeated the legal system,” said Marc Whitehead of Marc Whitehead & Associates, Attorneys At Law, LLP. “Claims are often reviewed by doctors employed by insurance companies or other closely related businesses, making it all too easy for them to reject claims. In addition, due process is limited. An insurance policyholder is not even allowed a jury trial, and the ERISA has made this all legal.”
Other issues include the fact that there is little downside for the insurance carrier in denying claims, since the claimant is denied basic state law remedies such as claims for bad faith insurance practice, punitive damages, actual damages, deceptive trade practice acts violation and an effective way to recover their attorney fees. In short, if the insurance company loses in court, all they usually have to pay is what they should have paid for in the first place.
To clarify all of these issues, Whitehead is available for complimentary professional and individual consults, as well as for teleconference calls to inform advocacy groups about the disability denial issues discussed in the Senate hearing.
Whitehead is also available for public speaking engagements and is available for quotes on these issues for various media outlets as well as bloggers. For more information, and to download Whitehead’s two free disability eBooks, visit http://disabilitydenials.com.
“It is baffling that such loopholes in the law make it legal for someone to lose so much. The testimony at the Senate hearing hits the nail on the head, and hopefully is the beginning of some much needed change in how disability insurance is governed,” Whitehead added.
About Marc Whitehead & Associates, Attorneys at Law, LLP
Based in Houston, Texas, Marc Whitehead & Associates, Attorneys At Law, LLP, was founded by Houston disability attorney, Marc Whitehead, who has deep experience and training in disability law including Board Certification in Social Security Disability Law by the National Board of Social Security Disability Advocacy. By creating an environment of superior service and applying patience and determination, long-term disability insurance lawyer Marc Whitehead has earned local and national distinction.
Learn more about insurance company deceptive practices in our disability articles.