If you need to file a disability claim for degenerative disc disease (DDD), you may have already applied and been denied. Degenerative disc is one of the most common causes of back and neck pain resulting in disability. Today we share important tips about how the Social Security Administration, disability insurance companies, and the Department of Veterans Affairs evaluate these claims. A form of arthritis, degenerative disc disease involves the progressive loss of normal structure and function in the spine. Arthritis refers to joint pain and disorders affecting joints and surrounding tissues, and this includes the spine. The spine consists of boney …

Insurance companies like Prudential make it easy for employees to buy group short term and long term disability benefits insurance through their employers. The problem is, they often make it as difficult as possible for an employee to collect on a claim after they become too sick or injured to work. Marc Whitehead & Associates is one of the nation's leading disability benefits law firms. We have helped guide thousands of clients obtain the benefits they need after Prudential and other big insurance companies have unfairly denied their claims for disability benefits. Our experienced disability attorneys represent Prudential LTD denial claims …

Proving and Winning Disability Claims for Back Disorders Some form of back disability affects most people at one time or another, inhibiting their ability to work. The bulk of back injuries are short term, and workers are able to resume their employment. Yet for some, a disabling back injury can turn into a lifetime of pain that tears at the quality of life. Back disability claims are routinely challenged by insurance companies, the Social Security Administration (SSA), and the Department of Veterans Affairs (VA). If this has been your experience, it may be time to seek legal help in order to prove you …

If you suffer from degenerative disc disease disability and can no longer work, chances are you have filed for disability benefits through a long term disability insurance policy, or through the Social Security disability program. As a Veteran, you may have applied for benefits through the VA. In most cases, it is likely your initial claim was denied. The reality is, insurance companies often do not play fairly. Government disability programs, no matter how well-intended, miss the mark in approving thousands of legitimate disability claims for degenerative disc disease. If you are disabled from a degenerative spinal disc condition and your disability …

Disorders of the spine are a specific kind of musculoskeletal impairment where the actual architecture of the spine can become distorted, impinging on and “pinching” nerve roots and even the spinal cord. As you might imagine, this is a disability that can cause people a great deal of pain, lead to loss of feeling or ability to move, or a combination of the two. If you believe that you or someone you love is suffering from a spinal disorder, have them speak with an experienced disability attorney as soon as possible so that they can be examined by a qualified …

The Long Term Disability Lawyer recently represented a disabled 50 year old worker from California in Federal Court who became severely disabled while covered under a long term disability insurance policy issued and administered by Hartford Life. Hartford Life and Accident Insurance Company, commonly referred to as Hartford Life, is an insurance company based in Sacramento California. It's a division of The Hartford, one of oldest and largest insurance companies in the US and a leading provider of group long term disability insurance policies. Like many other insurance companies, the Hartford often attempts to discourage, delay and deny paying a claim …

Unum disability attorneys Marc Whitehead & Associates sometimes have to file suit in federal court on behalf of Unum insurance holders who were unfairly denied their benefits. Millions of workers in the U.S. have bought individual and group disability policies from Unum, one of the largest insurance companies in the world. The plans promise great benefits. However, when one of these workers becomes unable to work due to illness or injury they often encounter difficulties in obtaining these benefits. Big insurance companies like Unum, Cigna, Aetna, Prudential and others often write their policies so to take full advantage of rules and …