Most of us assume we are reasonably safe from impoverishment in the event we become disabled. We may have a long term disability insurance policy, or plan to apply for state and federal disability programs such as Social Security Disability or Veterans Benefits.
But actually getting these disability benefits can be very difficult – even when the disabling condition clearly disables you from working. Insurance claim reviewers are encouraged to find reasons to dismiss or deny legitimate claims for long term disability benefits. Applying for Social Security disability or veterans’ disability benefits can be a difficult and lengthy process fraught with mistakes, delays and denials.
Simply being eligible for benefits does not mean that you will ultimately receive them. If your claim for disability benefits has been denied unfairly, or benefits have been terminated, reach out to our law firm. With La Porte disability claim attorney Marc Whitehead on your side, you can fight the denial and win.
Protecting the Rights of Disability Claimants in La Porte, Texas
Our goal is to help you get the monetary compensation that is rightfully yours. If you live in or near La Porte, Texas our disability lawyers can help you fight unfair denials of:
- Long-term disability insurance compensation
- Group insurance claims (ERISA)
- Social Security Disability (SSD) claims
- Supplemental Security Income (SSI)
- Veterans Disability Benefits
La Porte Disability Claim Attorneys for Long Term Disability Insurance Benefits
Most claimants need help getting benefits under their long term disability insurance policy. Insurance coverage can be bought directly from an insurance agent, or they can be part of an employer’s group benefits plan.
Unfortunately, denials of long term disability insurance benefits are prevalent. Insurance companies can be reluctant to award benefits to policy holders. Rather than honor their contract, they resort to denial tactics in order to avoid paying.
Insurers may rely on shrewd interview methods and even surveillance to dispute your disability. They confuse you with unclear insurance policy language, or use delay tactics to make it impossible for you to follow up on your claim. Once you begin receiving disability benefits, your insurance company may review your claim (and deny benefits) at any time.
The attorneys at Marc Whitehead & Associates are prepared to fight and overcome these and other efforts to deny your claim.
Social Security Disability Benefits in La Porte, Texas
Do not be surprised if your initial Social Security Disability Insurance (SSDI) claim is denied.
You have worked hard and paid your taxes. If you are struck by disability and can no longer work, filing a claim for Social Security Disability benefits should be as though you’re applying for a benefit you have paid for.
But the SSDI system is not simple or user friendly. Each year, over 2 million people file for SSDI benefits. Of those 2 million, about 65% of the claims are denied. And just over half of those denied claims are appealed each year.
Without expert legal help, the process is far too cumbersome and overwhelming for most disability claimants to prevail. Appealing a denied SSDI claim involves a hearing by an administrative law judge, a review by the Appeals Counsel, and possible review in federal court. Just the paperwork alone can be too much for claimants to properly manage without qualified assistance.
Founding partner Marc Whitehead is Board Certified in Social Security Disability Law by the National Board of Social Security Disability Advocacy. We handle Texas SSDI cases from the initial application stage through administrative hearings, and federal court.
Having a La Porte disability claim attorney on your side who knows the Social Security system can greatly increase your chances of a successful appeal and getting the benefits you need.
Help for La Porte Veterans when Disability Benefits Are Denied.
If you have served in the military, you have earned the support and respect of your country. When your service has resulted in injury or illness while on duty and left you disabled, or if a pre-existing condition was made worse as a result of service, the Department of Veterans Affairs provides disability benefits to you.
Yet just being eligible for Veterans benefits does not mean you ultimately receive them, or receive compensation in a timely manner. Often it seems the VA actually works against you.
If you were denied service connected disability compensation, we urge you to talk with our Accredited Veterans Claim attorneys. We are happy to discuss your case, and are ready to help you to prepare your initial claim, or appeal your denied claim. We will develop your case in the most beneficial and constructive way and in accordance with VA laws and procedures.
For assistance getting veterans’ benefits, please contact our La Porte disability claim lawyers for a free consultation to learn more about our veterans disability representation. You will know that your claim will be handled with complete competency and in a way that will prove you are justified in your claim for veterans’ compensation.
Learn more about our Texas disability legal services. We proudly serve individuals in La Porte and all of Harris County, and throughout the Texas Gulf Coast.