Are you applying for long term disability insurance benefits for CFS? Here’s important Information to help you understand and prove Chronic Fatigue Syndrome to the insurance company.
Chronic Fatigue Syndrome, or CFS, is one of five conditions that are commonly labeled as “subjective disorders.” What does this mean? It means that they can’t be proven through objective medical testing.
Because of this, long term disability insurance providers typically fight hard to deny these types of claims. If you want to get the benefits that you deserve, you need to understand how the condition works, what kinds of information and documentation is necessary for a diagnosis, and how to convince your long term disability insurance provider that you truly are dealing with an issue that prevents you from working.
An In-Depth Look at Chronic Fatigue Syndrome
People with Chronic Fatigue Syndrome aren’t lazy, and they aren’t just a little bit tired. This complex and debilitating condition causes sufferers to feel a profound and ongoing exhaustion that just won’t go away. It can’t be alleviated by sleeping or resting more and the symptoms can actually get worse if the person attempts to engage in any mental or physical activity.
What are those symptoms?
- Impaired memory
- Impaired concentration
- Muscle pain
These problems typically impact multiple systems of your body and make it incredibly hard for individuals to participate in regular daily activities.
Can You Prove Chronic Fatigue Syndrome with Objective Evidence?
To make matters worse, CFS can’t be diagnosed using any known objective medical tests, it isn’t specifically associated with a particular organic pathophysiology, and no true objective criteria exists for deciding who receives a diagnosis and who doesn’t.
But just because there are no specific objective criteria, this does not mean that objective evidence does not exist.
A recent study into individuals suffering from CFS shows that they have to work harder to process auditory information than their healthy peers. The study provides specific objective evidence pointing to the fact that people who have CFS experience cognitive problems, and this may improve your chances at getting the benefits you need.
Our Law Firm Helps People in their Fight to Prove Chronic Fatigue Syndrome Disability
Want to win your long term disability insurance claim for Chronic Fatigue Syndrome? Arm yourself with knowledge and experience. That means checking out our free disability insurance eBook and setting up a free consultation with one of our qualified disability lawyers.