Insurance Claim Denials
Whether a business or an individual, we purchase insurance to protect us in the event of an accident, death or disaster. We pay our premiums assuming that when the time comes, our insurance carrier will pay our benefits based on our insurance coverage. Our Bad Faith Insurance Lawyer explains what it is and types of claims.
An insurance policy is regarded as a contract between you, the insured, and your insurance company. This agreement requires that the insurance company act in “good faith” toward you. The term “bad faith” refers to an insurer’s willful and deliberate actions taken in order to deny coverage or avoid payment on a claim, even if the company knows it is covered under the policy or obligated by law.
What is Bad Faith Insurance?
Before I can answer that question, we need to first define “good faith.” Good faith, as it relates to insurance means honesty and fairness both in the transaction itself and in other dealings before and after the sale. A business is said to be acting in good faith when it acts with honesty, without deception, impartiality and fairness in furtherance of its own interests.
Unfortunately, many insurance companies seem to have intentionally confusing policies and they easily find a reason to deny large claims. This can be considered acting in bad faith and may be grounds for filing a lawsuit against your insurer. A bad faith insurance lawyer must prove that the insurance company failed to honor its contract.
Insurance bad faith attorney Marc Whitehead represents policy holders in claims involving insurance companies that unfairly delay or deny payment of valid claims. When your insurer fails to live up to the terms of their policies, our law firm will help you fight.
Examples of Bad Faith Insurance
Bad faith insurance is what happens when your insurer tries to deny or avoid its obligations. Here are some examples of bad faith insurance claims.
- Non-disclosure of policy benefits
- Making misrepresentations to you about your policy
- Failure to promptly or properly investigate a claim
- Unreasonable delay in payment of insurance benefits due
- Denial of insurance benefits due as outlined in the policy
We Represent Policyholders in Insurance Disputes
Insurers across the United States have paid billions in bad faith payments to injured victims and their families. A major reason for these payments is because insurance companies have been found guilty of using deceptive tactics to avoid paying out claims. This has become such a problem that most states have now enacted some type of legislation governing how insurers can act when handling claims.
Many types of insurance result in litigation on the grounds of bad faith. This includes disability insurance and life insurance benefits, as well as homeowners and car accident insurance. What can you do when your insurance company attempts to escape its obligation to investigate the claim or to pay you? This is when you enlist the services of a qualified bad faith insurance lawyer to protect your legal rights.
When a fair settlement with an insurance company cannot be achieved, bad faith insurance claim litigation becomes necessary to obtain punitive damages for the violated policy holder. As a skilled insurance bad faith attorney, Marc Whitehead is a strong legal advocate in the courtroom. He represents victims of the major insurance companies who are notorious for wrongfully denying benefits.
Insurance Dispute FAQs
Consult With Lawyer Marc Whitehead – He Will Fight For You
The insurance company has a difficult time resolving an issue when the claimant is represented by an experienced and qualified attorney. This is because these professionals seldom back down from their demands. Hire an experienced bad faith insurance attorney for your claim.
Having to file a claim with any insurance company can be stressful. If that insurance company does not deal fairly, the stress can become overwhelming. If your insurance company denied your claim in bad faith, please email or call Marc Whitehead & Associates, 800-562-9830. We will consult with you at no charge, and you will be under no obligation.
We know how to handle insurance companies. We will review your insurance claim and help you get the compensation you deserve.