As disability attorneys, we cannot emphasize enough the problems disability insurance taxation can cause if you’re not prepared. Many claimants come to us who unfortunately have been caught by surprise when the IRS taxed their benefits. If you receive disability insurance benefits, you need to know whether the IRS says those LTD benefits are taxable […]
How to Win Disability Benefits with Parkinson’s Disease
A diagnosis of Parkinson’s disease (PD) can be life-changing. Parkinson’s usually begins gradually and worsens over time. It is episodic and unpredictable. Symptoms are both obvious and hidden, and many are often underdiagnosed. As it often advances into stages of disability and loss of independence, Parkinson’s disease forces many people to stop working. If this […]
How To Prove Your Disability Insurance Company Acted in Bad Faith
At Marc Whitehead & Associates, we’ve helped many clients prove bad faith after their claims are rejected by disability insurance companies. A business, home, auto, or individual disability insurance policy is a contract between a policyholder and an insurance company. With this contract comes an “implied covenant of good faith and fair dealing” between the […]
Are Demands Beyond Your Policy Grounds for a Bad Faith Claim?
Has the insurance company made undue demands for proof of disability that reach beyond the requirements your disability insurance policy? This is a common insurance denial tactic that preys on the threat of denial if the claimant does not submit to the insurer’s demands. The disabled claimant is made to believe that if they do not comply, […]
ERISA Traps to Watch for in Group Disability Claims
The federal ERISA statute is filled with technicalities, hidden pitfalls and land mines — so much so, the unrepresented claimant has little chance of successfully fighting a wrongful denial of benefits. Group disability insurance claims can be successfully handled when an experienced ERISA lawyer is in your corner fighting for you. Our law firm is […]
After I’ve Made an LTD Benefits Claim, Will The Insurance Company Talk To My Friends and Neighbors?
Insurance companies are run to make a profit. To them, having to pay long term disability benefits to a policyholder who’s become too ill or injured to work is a loss. To avoid a loss, the insurance company will often go to great lengths to show the policyholder is not disabled and can work, even […]
If I Have Ovarian Cancer, Do I Qualify for Social Security Disability?
In recognition of Ovarian Cancer Awareness Month, the disability denial attorneys at Marc Whitehead & Associates would like to focus attention on this often misdiagnosed disease that claims the lives of over 14,000 women in the U.S. each year. According to the American Cancer Society, one in 78 women will be diagnosed with ovarian cancer […]
Denied Ataxia Disability Benefits?
Fight for Your rights with an Ataxia Disability Lawyer
If your insurance provider unfairly denied your disability claim for ataxia, we can help. Our law firm represents claimants who were denied LTD insurance benefits for ataxia and other neurological disabilities.
As disability attorneys, we have a deep understanding of the various types of ataxia and the havoc it can wreak upon its victims.
Liberty Mutual LTD Denial Multiple Sclerosis Overturned
As disability attorneys, we represent unfairly denied Liberty Mutual disability claims for policyholders throughout the U.S.
Liberty Mutual has been selling group disability insurance to employers for over 60 years. These group benefits are intended to replace a portion of an insured employee’s income lost during a disabling sickness or injury.
Liberty Mutual sells group coverage for both short-term disability and long-term disability. Short-term disability provides benefits for intervals up to 13 or 26 weeks; Long-term disability provides benefits for longer durations, typically up to age 65 or retirement age.
Hartford LTD Denial Reversed for Dentist
Founded 200 years ago, The Hartford Financial Services is one of the largest insurance companies in the United States and is a leading carrier of short term and long-term disability insurance. Our experienced disability attorneys represent Hartford LTD denial claims at the appeal and lawsuit stages of disability claims.
Recently, we represented a Dentist from Texas with severe back and spinal issues, lumbar spondylolisthesis, and a complete shoulder replacement in her appeal of Hartford’s decision to deny her claim for long term disability (LTD) benefits.
There was no real justification for the denial she received. The insurance company failed to take into account the substantial and ongoing medical limitations of our client’s physical impairments. They also ignored the severe impairments caused by our client’s necessary medications.