If you are a physician whose disability insurance claim was denied, our attorneys can help you take powerful legal action. At Marc Whitehead & Associates, we represent medical, surgical and dental professionals throughout the United States who are struggling with serious physical or mental disabilities.
When insurance companies wrongfully deny long term disability insurance claims of physicians and other professionals, this is an injustice we are committed to fighting with all our might. No matter what your disabling condition is, we want you to know you can depend on us for answers.
Our priority is to help you get the financial benefits you need in order to live with a disability, as quickly as possible. Our clients include
Complexities of Long Term Disability Insurance Claims for Physicians
The insurance companies are equipped with vast resources and shrewd legal teams. You must be too.
Your attorney must have an in-depth understanding of disabling medical conditions and the functional limitations of numerous diseases and injuries.
In addition, long term disability claims require the attorney to perform a complete vocational analysis of your education, work skills, occupation and industry specific trends.
Your attorney must be experienced and well-versed in disability law and all types of LTD policies:
- Your policy may be a physicians’ association group disability insurance plan (such as policies available to members of the American Medical Association.)
- If you purchased your insurance policy privately from a broker, your claim will be regulated under state insurance laws and subject to breach of contract, bad faith, and other causes of action.
- If your policy was obtained through an employer-sponsored group benefits plan, federal ERISA law prevails.
- Other insurance may play a role in your claim as well, such as Social Security Disability or worker’s compensation.
It is of utmost importance that your attorney fully understands every aspect of the disability insurance claims process, as well as recognizes the practices and strategies used by the various disability insurance companies. We deal with all major insurance carriers routinely, on a daily basis.
We Are Dedicated to Helping Physicians with Disability Insurance Claims
For these reasons, many physicians and medical professionals turn to the long term disability attorneys of Marc Whitehead & Associates.
In all cases, our attorneys are fully prepared to assist you with your claim. We will take the actions necessary to protect your best interests, including litigation.