You can apply for Social Security Disability benefits by submitting an application to the Social Security Administration (SSA) either online, over the phone, or at a local SSA office. Your application must include detailed information about your medical condition, work history, and supporting documentation.
That may sound straightforward, but most people who apply for Social Security Disability are denied the first time, often due to missing information, unclear medical records, or simple errors on the application.
That’s why many claimants choose to work with a Social Security Disability lawyer who focuses entirely on disability law to help prepare a stronger, more complete application or handle the appeals process after a denial.
Call or text (800) 562-9830 or complete a Free Case Evaluation form
We Help People Successfully Apply for SSA Benefits
At Marc Whitehead & Associates, we guide individuals through the entire disability application process with clarity, care, and the experience that comes from handling thousands of claims. We understand how the Social Security Administration evaluates disability and what it takes to get a claim approved.
Applying for Social Security Disability benefits means proving to the SSA that:
- You meet the agency’s definition of disability under 20 CFR § 404.1505, which requires a condition severe enough to prevent any substantial gainful activity (SGA).
- Your condition has lasted or is expected to last at least 12 months or result in death.
- You have earned enough work credits through Social Security-covered employment to qualify for SSDI (Social Security Disability Insurance).
From gathering medical evidence to documenting your work history, we work to present your case in a way that satisfies these legal requirements.
For a free legal consultation, call (800) 562-9830
Step-by-Step: How the SSD Application Process Works
The process begins with completing and submitting your application, but approval depends on more than just filling out forms. Here’s how the whole process unfolds:
1. Determine Eligibility
Before applying, you should confirm that:
- You are not currently engaged in Substantial Gainful Activity (SGA)
- Your condition is listed in the SSA’s Blue Book or is equivalent in severity
- You’ve earned the required number of work credits, typically 20 in the last 10 years
2. Gather Your Documentation
You’ll need detailed records, including:
- Medical records from doctors, hospitals, clinics, and therapists
- A complete list of medications and treatments
- Work history and job descriptions for the past 15 years
- Contact information for all healthcare providers
- A written summary of how your condition limits your ability to work
3. Submit the Application
You can apply:
- Online via the SSA’s website
- By phone at 1-800-772-1213
- In person at your local Social Security office
We recommend keeping copies of everything you submit and getting confirmation that your application was received.
4. Wait for Initial Decision
It typically takes at least 3 to 6 months to receive a decision. During this time, your application is reviewed by Disability Determination Services (DDS), a state-level agency that evaluates medical eligibility.
Common Mistakes That Can Lead to Denial
Many initial SSD claims are denied because of technical or procedural errors. Common pitfalls include:
- Incomplete medical records or missing treatment dates
- Failure to list all conditions (both mental and physical)
- Inadequate descriptions of how symptoms limit work ability
- Ignoring follow–up communications from the SSA or missing deadlines
At Marc Whitehead & Associates, we help our clients avoid these mistakes from the start. And if you’ve already been denied, we’re ready to step in and take over the appeal.
What Happens After a Denial?
If your initial application is denied, you have the right to appeal. The appeal process includes four levels:
- Reconsideration: A new review of your claim by someone who wasn’t involved in the first decision
- Hearing by an Administrative Law Judge (ALJ): A formal hearing where you can testify and present new evidence
- Appeals Council Review: A higher-level SSA review if the ALJ decision is unfavorable
- Federal Court Review: A final appeal option if all administrative steps are exhausted
Each level has strict deadlines, and missing them can require restarting the process. Our firm is highly experienced in managing appeals at every stage, and we handle all communications and filings on your behalf.
Why Work With a Disability Law Firm for Your SSD Claim?
Social Security law is complex, and the SSA requires detailed, consistent documentation that can be difficult to compile, especially when you’re dealing with a serious health condition.
When we handle your case, we:
- Review your eligibility and advise on timing
- Assist with compiling medical and work history records
- Draft compelling functional statements describing your limitations
- Communicate directly with the SSA on your behalf
- Represent you at hearings and appeals if needed
We know what examiners look for. More importantly, we know how to close the gaps that lead to good claims being denied.
Start Your SSD Application With Confidence
If you’re asking how to apply for Social Security benefits, you’re already taking the first step. The next step is making sure your claim is as strong as possible.
At Marc Whitehead & Associates, we offer support from the very beginning. Whether you’re filing for the first time or appealing a denial, we’ll guide you through the process, help you understand your rights, and work to secure the benefits you’ve earned.
Call us today to get started. We’re here to help you move forward with confidence.
