As disability attorneys, we represent unfairly denied Liberty Mutual disability claims for policyholders throughout the U.S.
Liberty Mutual Insurance Company is a Fortune 500 company. Their product line includes group disability coverage, as well as auto, homeowners, workers compensation, liability, and fire insurance. These insurance policies are sold through independent agents and brokers across the United States and around the world.
Liberty Mutual has been selling group disability insurance to employers for over 60 years. These group benefits are intended to replace a portion of an insured employee’s income lost during a disabling sickness or injury. Liberty Mutual sells group coverage for both short-term disability and long-term disability. Short-term disability provides benefits for intervals up to 13 or 26 weeks; Long-term disability provides benefits for longer durations, typically up to age 65 or retirement age.
Complaints against Improper Denial of Liberty Mutual Disability Claims
Liberty Mutual provides administrative services for disability claims through their member company, Liberty Life Assurance Company of Boston.
From experience, we are well acquainted with insurance companies that provide their own claims administration. This means they act as the insurer as well as the payer of the claim, and is the process practiced by Liberty Mutual.
When this happens, a financial conflict of interest may exist in which the insurance company would benefit by refusing to pay the claim. Numerous complaints have been alleged in litigation against Liberty Mutual for disability claims denial regarding these and other wrongful actions.
Help for Liberty Mutual Disability Income Claimants
Disability can happen to anyone, at any age, and in any occupation. To this day, thousands of people who have relied on their policies have wound up financially ruined because of insurance companies’ refusal to pay valid claims.
If your claim for benefits was denied by Liberty Mutual, it does not mean that you do not have a legitimate, winnable case.
Just as important, lawyers who are not familiar with disability insurance law do not always understand what they must prove in a long-term disability claim. Most attorneys are not experienced in working under ERISA statutes that regulate group claims, as with Liberty Mutual disability policies. A skilled ERISA lawyer can help you avoid serious errors in the appeal phase.
At Marc Whitehead & Associates, we have the knowledge, experience and resources required to litigate ERISA claims successfully.
We encourage you to request a Free Consultation with a lawyer today about your Liberty Mutual disability claims. Wherever you live, we can help protect your rights to the benefits you deserve.
There are actions you can take to stand up to insurance companies. Learn more about your legal options when your disability benefits are denied.