If you suffer from degenerative disc disease disability and can no longer work, chances are you have filed for disability benefits through a long term disability insurance policy, or through the Social Security disability program. As a Veteran, you may have applied for benefits through the VA.
In most cases, it is likely your initial claim was denied. The reality is, insurance companies often do not play fairly. Government disability programs, no matter how well-intended, miss the mark in approving thousands of legitimate disability claims for degenerative disc disease.
If you are disabled from a degenerative spinal disc condition and your disability claim has been turned down, we can help. Call our law firm, toll free at 800-562-9830 or contact us online for a free initial consultation.
Causes and Symptoms of Degenerative Disc Disease Disability
Degenerative disc disease (DDD) is a common condition of aging. The spinal discs are soft, supple discs that act as the spine’s shock absorbers, enabling us to bend and twist. In aging adults, discs slowly dry out, become thinner, and lose strength and elasticity.
Cracks in the outer layers of the discs may also occur. Heavy lifting and vigorous physical work can contribute to this process. The onset of disc degeneration may also be caused by sudden injury.
Disc degeneration can play a role in an assortment of spinal disorders including osteoarthritis, herniated disc, bulging disc and spinal stenosis. In severe cases with constant pain, surgery may be needed to repair the discs.
Long Term Disability (LTD) Insurance Claims for Degenerative Disc Disease
Many LTD insurance carriers are known for wrongly denying valid claims and delaying payments. You may have disability benefits through your employer, or you may have bought a private disability insurance policy.
Either way, if the insurance company denies your claim, you have the right to appeal their decision and fight back for the benefits that you are entitled to receive.
To overturn long term disability insurance denials, representation by an attorney with specific experience in disability insurance law is essential to success. You should not sign anything from the insurance carrier without first consulting with our disability attorneys at no cost.
We will evaluate whether the insurance company has acted fairly under the terms of the policy. If they have not, we will take prompt actions to perfect your claim so we can represent you aggressively in negotiations for settlement and when necessary, litigation.
Claims for Social Security Disability Insurance (SSDI)
Degenerative disc disease disability is listed in the Social Security Disability (SSD) listings of impairments, under Musculoskeletal System listings, Section 1.04, Disorders of the Spine.
If you have been wrongly denied SSDI, do not get discouraged. Almost two-thirds of all social security disability claims are initially denied. Claims are denied for many reasons, including lack of proof of disability, insufficient medical information, missed deadlines, errors on the part of the decision maker, and other factors.
It is important that you act quickly to appeal the denial. With the help a qualified attorney, there is a good chance you can overturn the denial and get the benefits you need. Marc Whitehead is Board Certified in Social Security disability law, and can help you appeal the denial with confidence.
Veterans with Degenerative Disc Disease Disability
Degenerative disc disease often affects military personnel through cumulative trauma over months and years of service. Veterans’ disability claims for degenerative disc disease are rated under the Musculoskeletal System section of the VA Schedule for Rating Disabilities.
If you are denied Veterans benefits, or feel that your disability rating is too low, you have the right to appeal. An appeal may involve administrative actions within the VA, a review by the Board of Veterans Appeals, and appeals to the U.S. Court of Appeals for Veterans Claims and the federal courts.
Our Veterans claims attorneys will be happy to discuss your claim with you.
If you have been denied disability benefits, do not give up.
We represent the disabled with great commitment and compassion. We have years of experience and deep resources for securing disability benefits for our clients suffering from disc degeneration and other back and spinal conditions.
Most of our cases are handled on contingency fee – this means that no retainer is required, and there are no fees until we win.
Ask a lawyer about your degenerative disc disease disability claim.