Our firm handles disputes against wrongful denials of long-term disability insurance benefits from Colonial Life & Accident Insurance Company. If you have had your claim denied by Colonial Life, or if your benefits were granted and then later terminated, we may be able to help you receive the benefits you deserve.
Colonial Life offers a variety of insurance products including long-term disability, accident, life, cancer, and critical illness coverage. They also provide voluntary disability benefits (purchased by individual employees) to round out an employer’s core benefits program.
Colonial Life is a stand-alone business of Unum Group, which is a market leader in disability, life and many other insurance plans. Founded in 1939, today Colonial Life has around 3 million insurance policies in effect, serving over 70,000 businesses.
If you are dealing with a denied disability claim, consider that your well-being is not necessarily in the interest of the insurance company. Having skilled attorneys working on your behalf – as early in the process as possible – is in your best interest.
Marc Whitehead & Associates assists people across the United States in their efforts to appeal Colonial disability claims denial under ERISA law and/or termination of disability coverage.
Colonial Disability Claims and Denial Disputes are Controlled by ERISA Law
In 1974, Congress passed the Employee Retirement Income Security Act (ERISA) in an effort to safeguard pensions and disability plans for workers. Unfortunately, workers who need to claim disability benefits that fall under ERISA law are up against strict policies that lean in favor of the insurance company.
ERISA law is highly complex, and ERISA cases are different from private disability insurance cases. Experienced legal representation can positively shape the outcome of your case. Disputed claims must be appealed in federal court – and without a properly completed appeal, you may not bring a lawsuit. If a lawsuit is pursued, your case is usually not allowed a jury trial, but is instead reviewed by a judge.
Legal Representation of Denied Colonial Life Disability Claims
To learn more about your legal rights concerning your Colonial disability claims denial, our firm is ready to provide you with the information you need. Whether you are facing the initial denial, or you just need answers, simply contact our ERISA claim attorneys.
Marc Whitehead & Associates can represent you fairly and capably. Our attorneys posses extensive knowledge of ERISA law and the insurance industry. We have a deep understanding of the disabling conditions our clients are forced to endure.