If you need to file a disability claim for degenerative disc disease (DDD), you may have already applied and been denied. Degenerative disc is one of the most common causes of back and neck pain resulting in disability. Today we share important tips about how the Social Security Administration, disability insurance companies, and the Department […]
Category: Spinal Injury
Founded 200 years ago, The Hartford Financial Services is one of the largest insurance companies in the United States and is a leading carrier of short term and long-term disability insurance. Our experienced disability attorneys represent Hartford LTD denial claims at the appeal and lawsuit stages of disability claims.
Recently, we represented a Dentist from Texas with severe back and spinal issues, lumbar spondylolisthesis, and a complete shoulder replacement in her appeal of Hartford’s decision to deny her claim for long term disability (LTD) benefits.
There was no real justification for the denial she received. The insurance company failed to take into account the substantial and ongoing medical limitations of our client’s physical impairments. They also ignored the severe impairments caused by our client’s necessary medications.