If you need help getting the disability benefits you deserve in a claim against Union Central, now Ameritas, consult with our disability attorneys as soon as possible. If your disability claim was wrongly denied or has been unreasonably delayed, you have options.
To prevail against big insurance, you must make the best and most thorough effort you can in every step of the appeal. A good disability lawyer is prepared to immediately take over all efforts required for a successful disability appeal or lawsuit.
Our experienced team will help ensure that everything possible is done to get the benefits you have earned.
Disability Claims under Union Central Life Insurance Company Are Now Handled by Ameritas
Although now a part of Ameritas, until recently Union Central existed as one of the top ten mutual life insurance companies in the U.S. A good segment of their business was disability insurance.
Established in 1867, Union Life Insurance Company marketed various financial and insurance products and services. This involved a range of disability insurance coverage targeting medical, professional and executive occupations, as well as skilled technician and supervisory occupations, and various unskilled trades.
As of July 1, 2014, The Union Central Life Insurance Company, including its disability insurance business, was acquired by Ameritas Life Insurance Corp. The disability insurance arm of business is under the Ameritas brand as Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
If you have a dispute with Ameritas or Union Central regarding a disability insurance claim, or Union Central has denied or terminated disability benefits, do not hesitate to reach out to our law firm.
Whether you are a self-insured professional, or your employer provides disability coverage as a group benefit—if Union Central or Ameritas has unfairly denied benefit payments, ask a lawyer to review your case at no cost today.
Disability Insurance Claims under Ameritas / Union Central
In the past, Union Central marketed several Individual Disability Income policies to physicians, dentists, attorneys, CPAs, CEOs and other executives and professionals. This form of insurance is continued by Ameritas, paying monthly benefits for covered disability due to illness or injury. Different policies will cover total and partial disability.
We also handle claims against Ameritas – Union Central regarding employee benefit plans for individual long term disability benefits through the employer. This insurance generally provides income replacement to a group of individuals working in executive and high level occupations within the same employer.
You might also be dealing with a claim for disability insurance sold by Union Central or Ameritas as a form of Business Disability Insurance, or Business Overhead Expense coverage. This plan reimburses owners of small and closely held businesses where operations are conducted from a setting that is not in the home. In the event of disability, this plan basically covers normal expenses essential to keeping your business functioning.
Other individual policies offer disability coverage as a single lump sum benefit (or equal payments for six months) for a total disability that is expected to last at least one year.
Has Ameritas – Union Central denied your disability claim?
The next step is to thoroughly review your disability insurance policy to determine what your rights, duties, and obligations are under your policy. Aside from the obvious questions of Union Central’s reasons for denial, many other issues must be addressed.
We encourage you to consult with us at no cost about your Ameritas – Union Central disability claim, and learn how we can help you prove your case. Marc Whitehead & Associates has successfully appealed and litigated medical and professional disability claim denials against the nation’s largest and most litigious insurance companies.
Through effective legal strategies and resources, we can help you receive maximum benefits. Learn more about how we make this process as easy as possible for our clients.
For specific answers to your individual questions, please contact us without delay.
You may not be prepared to discuss your claim, but still need help you can trust. Our site is a source of essential information about winning your rightful disability benefits. We hope you take full advantage of our free ebooks, videos, newsletter and articles.
In most cases, our ERISA lawyers work on a contingency fee basis. This means that no retainer is required, and there are no fees until we win.